Halifax have a number of different interest free credit cards for consumers to enjoy. Check out the below which breaks down each price plan so you know what you’re getting and what to expect.
Halifax All In One Credit Card
This offers consumers 0% on balance transfers, but there is a 3% balance transfer fee applied. This means that you’ll pay 3% of your balance in order to transfer your account from one credit card to another. For 15 months consumers can enjoy 0% interest with their interest free credit cards, at which point their interest will increase.
APR: 17.9% variable
Added Extras
• Online fraud cover • Card replacement if card gets lost • Choice of five credit card colours • Online card management • Accepted in 24 million locations worldwide • No annual fees
Note- If you do not make your minimum payment by the payment date, or go over the credit limit, a standard interest rate will be applied. If the balance is not paid in full, the balances with the highest interest rates will be paid first
Not sure if this is right for you? Check out Lloyds TSB, Natwest, MBNA, RBS and American Express.
Halifax- Bank of Scotland All In One
With the Halifax Bank of Scotland All In One Credit Card, consumers can enjoy 0% interest for 12 months. Consumers can get interest free transfers on credit cards if you are transferring your balance from one account to the Halifax Bank of Scotland All In One, but you will incur a 3% transfer fee, which means that a one off charge of 3% of the balance being transferred will be made. In order to keep the 0% interest for 12 months deal, consumers must ensure that they pay the minimum payment needed by the date specified and must stay within their credit limits.
APR: 17.95% variable
Added Extras
• Online fraud cover • Card replacement if card gets lost • Choice of five credit card colours
Online card management • Accepted in 24 million locations worldwide • No annual fees
Not sure if this is right for you? Check out Lloyds TSB, Natwest, MBNA, RBS and American Express.
Halifax- Bank of Scotland Exclusives Card
The Halifax- Bank of S
cotland Exclusives Card offers consumers 0% interest for the first 13 months of their contract for purchases. If you are transferring your balance, there is a balance transfer fee of 3%. This means that a one off fee of 3% of your total balance will be charged in order to transfer your account.
APR: 17.95% variable
Another thing to note regarding the 0 interest free credit cards is that this deal is only open to people who have a Bank of Scotland Current Account which has £1000 a month is paid into it, or you must have an Ultimate Rewards Current Account.
Not sure if this is right for you? For more 0 interest free credit cards, take a look at Lloyds TSB, Natwest, MBNA, RBS and American Express.
Halifax-Bank of Scotland Plus Card
With the Halifax Bank of Scotland Plus Card, consumers can enjoy 0% interest for 18 months if they are transferring their balance, or 0% interest for 3 months if you are not. In order to keep the 0% interest for the time specified, consumers mu
st ensure that the minimum payment is made by the date due and that they do not go over their credit limit.
APR: 16.90% variable
Added Extras
• Online fraud cover • Card replacement if card gets lost • Choice of five credit card colours • Online card management • Accepted in 24 million locations worldwide • No annual fees
Not sure if this is right for you? For other interest free credit cards, check out Lloyds TSB, Natwest, MBNA, RBS and American Express.
Halifax Balance Transfer Credit Card
This credit card gives consumers 0% on balance transfers for 20 months and 0% interest on purchases for 3 months. This means that when a consumer transfers their credit card balance to this card, they will not pay interest on their balance transfer or purchases providing that their statement balance is paid in full.
APR: 16.94% variable
Added Extras
• Online fraud cover • If card is lost, replacement service available • No annual fee • Online Card management available • Accepted in 24 million locations worldwide • Additional cards available.
Note- this card is only available to people who earn £20,000 or more a year. To keep this rate, the minimum payment by the due date must be met. Balance transfers from other Halifax or Bank of Scotland products excluded.
Not sure if this is right for you? Check out Lloyds TSB, Natwest, MBNA, RBS and American Express.
