Lloyds TSB offers consumers two types of interest free credit cards, which are listed below. Here you’ll find all the information on the cards- what they include and what to watch out for. Read the information below to determine the best card option for you.

Lloyds TSB Platinum Card

Consumers wanting to transfer this balance will get 0% interest for 14 months if that balance transfer is completed within 90 days. There is also a 3% transfer fee which means that consumers will incur an additional charge of 3% of their balance. For consumers who are not doing a balance transfer, they can expect 0% interest for 3 months.

APR: 15.90% variable

For both deals, consumers have to make a minimum spend of £100 in the first three months.

Added Extras:

• Enjoy up to 56 days of an interest free period on purchases if the balance is paid in full and on time • Choice of managing account online, on the phone or in branch • Internet fraud protection • Account monitoring to detect unusual purchases • Add an additional cardholder to the account • Emergency Assistance whilst overseas- a contact number to call in order to get a replacement card if yours is lost • Use abroad, worldwide acceptance.

Note: If you do not make your minimum payment by the payment date, or go over the credit limit, a standard interest rate will be applied.

Not sure if this is right for you? Check out Halifax, Natwest, MBNA, RBS and American Express.

Lloyds TSB Advance Credit Card

With this 0 interest free credit card, consumers can expect 0% interest for the first six months on opening the account. This is for purchases only. To keep this rate for the six months you must keep within your credit limit and make the minimum repayments on time each month.

APR: 11.90% variable

Note: This card is not available to existing Lloyds TSB credit card customers. If you do not make your minimum payment by the payment date, or go over the credit limit, a standard interest rate will be applied.

Added Extras:

• Get up to 56 days of an interest free period on purchases if the balance is paid in full and on time • Manage the account on the phone, online or in branch • Get protection against internet fraud • Account is monitored to protect against out of character spending • Option to add another cardholder • Get Emergency Assistance whilst abroad- if you lost your card you can call a number to get a replacement

Not sure if this is right for you? Check out other interest free credit cards from Halifax, Natwest, MBNA, RBS and American Express.