Get interest free credit cards from the RBS. Here, consumers can enjoy a number of benefits which are listed below. We also list who is eligible for RBS cards and what you can expect from it.
RBS World Card
Consumers are only eligible for this deal if they are over 18 and earn at least £10,000 a year. With this deal, consumers can get 0% on balance transfers, but will be charged a fee of 2.9% of the balance they're transferring. Consumers can also get 0% on purchases for 13 months and can also get rewards on their cards when making purchases. The card comes with 2,500 of points.
APR: 17.9% variable
Additional Notes:
• Consumers will get an additional 56 days of free credit on purchases once the 0% introductionary rate is complete and the pervious months balance is paid in full and on time. • Balance transfers from other RBS cards are not allowed. • Balance transfers are limited to 95% of the credit limit. • Add an additional account member for no extra cost.
Note: If you do not pay your 0 interest free credit cards bill on time or stay within your credit card limit, RBS has the right to cancel the introductionary offer.
Rewards
When consumers spend money using their credit card, they will earn extra points. These can be exchanged for flights, holidays, high street vouchers, theatre nights and spa experiences.
The below table explains what rewards consumers can expect from spending so much a month using their card. For example, if a consumer spends £700 a month on their card, in six months they will have acculumated 4,000 points which can then be swapped for two £10 Boots vouchers or a £20 Homebase voucher.
| Money spent within 1 month |
Points earned over 6 months | Points earned over 12 months |
Points earned over 18 months |
| £500 | 2,000 points- £10 M&S voucher |
5,800 points- Premiership grounds stadium tour for two |
8,000 points- 2x£20 Currys voucher |
| £700 | 4,000 pts- 2 x £10 Boots voucher/£20 Homebase voucher |
8,000 points- 2 x £20 Amazon vouchers |
10,000 points- £50 Harvey Nichols voucher |
| £1,000 | 5.270 points- Best Selling Trio of wines |
11,100 points- easyJet return flight Luton to Paris* |
14,595 points- Laurent-Perrier Brut NV Duo |
| £1,500 | 8,000 points- 2 x £20 theatre tokens |
17,100 points- 3*Hotel by Spanish Steps, Rome |
20,200 points- Pamper Spa Day |
| £2,000 |
10,800 points- easyJet return flight Luton to Madrid* |
20,200 points- Supercar thrill voucher |
30,900 points- Air Malta return flight Gatwick to Valetta* |
*Prices correct as of May 2011. Prices may vary and more points may be needed.
Not sure if this is right for you? Check out interest free credit cards for Lloyds TSB, Natwest, MBNA, Halifax and American Express.
